Creative Financial Network

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Join Creative Financial Network, a voted " #1 Private Firm ". Enjoy a 100% non-captive environment, full ownership of your book, 1,000 leads a week, and substantial monthly income to support your growth. Our 1:1 coaching model offers top-tier support with immediate openings. Benefit from zero lead spend, comprehensive benefits, passive renewals, and flexible work options in Brickell Miami, Fort Lauderdale, and West Palm Beach. If you're driven and ready for a dynamic career, Creative Financial Network is your platform for success.

Get Contracted with us!

Creative Financial Network is a trailblazing firm, committed to empowering their brokers. Their unique approach of putting the power in the hands of their brokers is a testament to their mission of "In business for yourself, but not by yourself." With a leadership team that boasts a century of combined expertise, they offer a comprehensive and unparalleled "one-stop-shop" that provides access to all carriers, support and training systems, and coaching. They also ensure that you maintain ownership of your business, clients, and renewals. With just a click of a button, and at no cost, our platform allows you to:
  • Easily contract directly with top carriers.
  • Practice management systems.
  • Access live and downloadable training.
  • Collaborate virtually 24/7 with expert partners for your meetings.
Our mission is to ensure with our ongoing support that by joining hands with Creative Financial Network, you can rest assured that you have found a partner for life.

Check out our

Training Videos

Unlock valuable financial insights and enhance your expertise by delving into our comprehensive training videos. Empower yourself with knowledge to navigate the intricacies of personal finance and achieve your financial goals!

Life Insurance Training

This video provides valuable insights for those navigating life insurance choices.

Annuity Training

Learn about fixed annuities and fixed index annuities, growth & income

Advance concept training

Learn the importance of understanding target markets, specifically focusing on three key categories: young families, small business owners, and retirees.

Long Term Care training

Discover the benefits of stand-alone LTC plans, which offer specialized coverage for prolonged care expenses, providing financial stability in times of need.

Disability insurance training

Learn how Disability Insurance ensures financial protection during challenging circumstances.
DOWNLOADABLE TOOLBOX!

Strategies we provide

01

Long Term Care

Our partnering institutions Stand Alone LTC plans provide dedicated coverage for extended care expenses, ensuring financial security during such periods. For a dual-benefit approach, explore Life Insurance with LTC options, combining life coverage with the added advantage of LTC benefits. Clients can also opt for Unlimited LTC plans to go beyond traditional coverage limits, offering extensive and flexible support for prolonged care needs. Additionally, Annuity LTC plans leverage annuity structures, providing a unique avenue for long-term care planning and aligning financial strategies with comprehensive coverage goals.
02

Disability Insurance

Individuals can rely on top Individual DI Protection for personalized coverage, ensuring financial stability during disability. Business owners benefit from Business Overhead Expense plans, maintaining smooth operations by covering essential business expenses. Our partnering institutions Buy/Sell DI solutions facilitate seamless transitions for business partners in the event of disability. Additionally, Group DI plans extend valuable protection to organizations and their employees, fostering a resilient work environment.
03

Annuities

With Fixed Annuities, clients can enjoy a secure income stream with guaranteed interest rates, providing stability and predictability. Explore Fixed Index Annuities for a unique combination of market-linked returns and principal protection, offering growth potential while mitigating downside risks. Whether your focus is on capital Growth or a reliable income stream, our partnering institution's Annuity options cater to your specific financial goals.
04

Advanced Concepts

Small Business Owners benefit from holistic solutions addressing both business and personal financial goals. Advanced concepts for Young Families focus on building a strong financial foundation aligned with long-term aspirations. Retirees can explore specialized plans maximizing retirement income and ensuring financial security during their golden years. Professionals receive sophisticated financial strategies optimizing wealth accumulation, tax efficiency, and asset protection.
05

Life Insurance

CFN specializes in protecting and safeguarding clients’ assets through insurance products. Life insurance provides valuable financial protection for individuals and their families, offering various benefits tailored to diverse needs. Our clients trust us for our expert advice on a wide range of financial matters, including starting a new family and basic term coverage, homeowners looking to protect against loss of income with mortgage protection, wealth accumulation, and tax minimization tactics for business owners, professionals, pre-retirees, and retirees. Indexed universal life, for example, is insurance that combines a death benefit with the potential for cash value growth, while offering flexibility and potential long-term financial growth. Whole life insurance, on the other hand, provides lifelong coverage with cash value, serving as both a protective and wealth accumulation tool. These diverse life insurance options empower individuals to secure their financial future and provide for their families in times of need.

Meet our team of professional closers!

Marc G. Sigel
ChFC, AEP

Managing Partner, Financial Advisor, has been in the financial services industry since 1992, when he graduated from Boston University with a degree in Finance. Marc has been an accomplished course instructor for the Financial Strategies for Successful Retirement Course presented to numerous corporations and organizations throughout South Florida.

Michael Gerstman
ChFC, CLU

Michael Gerstman is the founder and a Financial Advisor at Gerstman Financial Group, LLC. Michael grew up in Bellmore, New York, and received his Bachelor’s Degree from Albany University. He went on to further his vast knowledge of the financial industry by acquiring the ChFC. He was also awarded the CLU designation, earned by those who wish to specialize in life insurance and estate planning.

Joshua Waxman
Agency Director

Edan Yoshia

Marc G. Sigel

ChFC, AEP
Marc has been in the financial services  industry since 1992, when he graduated Boston University with a degree in Finance. He has been an accomplished course instructor for the Financial Strategies for Successful Retirement Course  presented to numerous corporations and organizations throughout South Florida, while having his personal  work published by Financial Planning Magazine. Additionally, he has been certified to teach continuing  education in the state of Florida to CPAs in certain areas of tax planning for insurance products. A two time past  president of the Society of Financial Service professionals in Broward, Marc is also a member of the Boca Raton  chapter of the Estate Planning Council. Originally from Massachusetts, Marc now resides in Boca Raton Florida with his wife Beth and son, Seth. Marc is a proud member of Redsox Nation, and enjoys exercise and Florida's gift of year round golf.

Marc G. Sigel

ChFC, AEP
Marc has been in the financial services  industry since 1992, when he graduated Boston University with a degree in Finance. He has been an accomplished course instructor for the Financial Strategies for Successful Retirement Course  presented to numerous corporations and organizations throughout South Florida, while having his personal  work published by Financial Planning Magazine. Additionally, he has been certified to teach continuing  education in the state of Florida to CPAs in certain areas of tax planning for insurance products. A two time past  president of the Society of Financial Service professionals in Broward, Marc is also a member of the Boca Raton  chapter of the Estate Planning Council. Originally from Massachusetts, Marc now resides in Boca Raton Florida with his wife Beth and son, Seth. Marc is a proud member of Redsox Nation, and enjoys exercise and Florida's gift of year round golf.

Marc G. Sigel

ChFC, AEP
Marc has been in the financial services  industry since 1992, when he graduated Boston University with a degree in Finance. He has been an accomplished course instructor for the Financial Strategies for Successful Retirement Course  presented to numerous corporations and organizations throughout South Florida, while having his personal  work published by Financial Planning Magazine. Additionally, he has been certified to teach continuing  education in the state of Florida to CPAs in certain areas of tax planning for insurance products. A two time past  president of the Society of Financial Service professionals in Broward, Marc is also a member of the Boca Raton  chapter of the Estate Planning Council. Originally from Massachusetts, Marc now resides in Boca Raton Florida with his wife Beth and son, Seth. Marc is a proud member of Redsox Nation, and enjoys exercise and Florida's gift of year round golf.

Marc G. Sigel

ChFC, AEP
Marc has been in the financial services  industry since 1992, when he graduated Boston University with a degree in Finance. He has been an accomplished course instructor for the Financial Strategies for Successful Retirement Course  presented to numerous corporations and organizations throughout South Florida, while having his personal  work published by Financial Planning Magazine. Additionally, he has been certified to teach continuing  education in the state of Florida to CPAs in certain areas of tax planning for insurance products. A two time past  president of the Society of Financial Service professionals in Broward, Marc is also a member of the Boca Raton  chapter of the Estate Planning Council. Originally from Massachusetts, Marc now resides in Boca Raton Florida with his wife Beth and son, Seth. Marc is a proud member of Redsox Nation, and enjoys exercise and Florida's gift of year round golf.

Book with a seasoned joint work expert

Unlock the expertise of seasoned joint work experts to secure tailored insurance solutions for your unique needs. Book a consultation today to embark on a personalized journey towards comprehensive insurance coverage.

Young Family

  • Save for Retirement
  • Fund children’s college education
  • Life Insurance
  • Mortgage protection
  • Own Occupation Disability income protection

Business

  • Key Person Coverage
  • Buy Sell Agreement
  • Executive Bonus
  • Retirement plan
  • Life Insurance
  • Own Occupation Disability coverage
  • Business overhead expense

Retirees

  • Safety of my money
  • Income for Life
  • Unexpected medical expenses, Long Term Care
  • Leaving a Legacy

Professionals

  • Compare benefits to my  association benefits
  • Compare benefits to my group benefits
  • Life insurance
  • Own Occupation Disability Coverage
  • Long Term Care
  • Retirement planning

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